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A Wealth Financial Group SMSF loan is a home loan used by your Self-Managed Super Fund (SMSF) to purchase an investment property. The returns on the investment, whether from capital gains or rental payments, are channeled back into the superannuation fund for your retirement.
Wealth Financial Group is an experienced mortgage brokering firm with specialist knowledge and a dedicated team. SMSF loans are more complex than standard home loans, making it essential for investors to seek guidance from an experienced broker.
We can assist you in purchasing residential or commercial property within your SMSF. Additionally, we can help you refinance to secure better rates or new loan features for your existing SMSF loan.
Some borrowers may have taken out an SMSF loan when interest rates were higher or their financial circumstances were different. In such cases, it is worth considering refinancing your SMSF loan to explore options that may better suit your current needs.
An SMSF home loan for purchasing residential property can have a loan-to-value ratio (LVR) of up to 90%. For commercial property loans through SMSFs, the LVR can be up to 80%.
A Self-Managed Super Fund (SMSF) is a personalized retirement fund that enables individuals to oversee their own investments for retirement purposes. Setting up such a fund isn't available to everyone, hence grasping the fundamental concepts beforehand is vital. It's advisable to consult with your accountant or financial advisor for any inquiries regarding establishing your SMSF.
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